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Sobre Chase UK
Chase UK is a digital banking app that lets you manage your spending, savings, and investments all in one place. From everyday transactions to long-term financial goals, you can take control of your money with an award-winning bank built for UK residents.
Open a free Chase account and access a competitive savings rate with instant access to your funds. Your money earns 5% interest on round-up accounts (4.89% gross, variable, paid monthly) — simply round up your debit card purchases to the nearest £1 and watch your spare change grow effortlessly toward your goals. You can also create multiple saver accounts to organize your money your way, whether you're saving for something specific or building an emergency fund.
Invest and track your progress through dedicated investment pots. Create, edit, and manage your investments directly in the app alongside your everyday banking, so you can stay on top of your financial picture without switching between platforms. Spending insights help you understand where your money goes month-on-month, highlighting opportunities to save and invest for the future.
Start using your account right away — spend online with your in-app card details or set up Google Pay as soon as your account opens. No waiting for your physical card to arrive. When you travel, withdraw cash and spend abroad with a transparent exchange rate and no hidden fees or mark-ups from Chase, giving you more to enjoy while you're away.
Round-the-clock support is just a few taps away. Real people answer your questions 24/7, so you're never left without help. Active fraud monitoring watches for unusual activity on your account, and your deposits are protected up to £120,000 by the Financial Services Compensation Scheme.
To join, you must be 18 or over, a UK resident with a UK mobile number, a smartphone, and a UK tax resident. Eligibility applies. Download Chase UK today and discover what your money can do.
Prós e contras
Prós
- Competitive 5% interest rate on round-up savings accounts
- Spend instantly with in-app card details or Google Pay
- Manage investments and everyday banking in one app
- No foreign exchange markups when spending or withdrawing abroad
Contras
- Account opening requires UK residency, tax residency, and UK mobile number
- Round-up savings feature only works with debit card purchases
- Deposits protected only up to £120,000 by FSCS
- Android-only app with no iOS or desktop version available
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